Lewis Skelt
Partner
Lewis has over 15 years experience in the insurance industry. Most of these gained in the Lloyd’s and London Market environment with Incepta Risk Management Limited specialising in complex UK property and casualty business.
LLOYD’S BROKER & COVERHOLDER
Welcome to Link2Market, an independent Lloyd's broker and underwriting agency based in the heart of London, just moments from Lloyd's. We specialise in helping UK retail brokers place complex, non-standard and hard-to-place risks quickly and efficiently.
Built on long-standing market relationships and specialist underwriting expertise, Link2Market delivers fast decisions, flexible solutions and immediate access to capacity through both delegated authority arrangements and the wider Lloyd's and London Market.
Direct access to experienced underwriters and decision-makers means faster responses, quicker quotations and immediate cover where required.
We specialise in risks that fall outside standard insurer appetite, helping brokers secure solutions for complex, distressed and hard-to-place placements.
Through a combination of in-house binders and Lloyd's and London Market access, we can provide multiple routes to securing the right outcome for your client.
Our long-standing relationships with insurers and underwriters enable us to access capacity and negotiate solutions for even the most challenging risks.
We focus exclusively on specialist and niche sectors, enabling Link2Market to be agile and responsive to your requirements.
Whether you’re looking for immediate cover, specialist underwriting expertise or support with a difficult risk, our team is ready to help.
We work exclusively with brokers and understand the importance of speed, clarity and dependable service.
Commercial & residential
Specialist property solutions for complex commercial and residential risks.
Specialist liability solutions for high-hazard, complex and non-standard casualty risks.
Find out more
Lewis has over 15 years experience in the insurance industry. Most of these gained in the Lloyd’s and London Market environment with Incepta Risk Management Limited specialising in complex UK property and casualty business.
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We primarily work with UK retail insurance brokers, providing access to specialist underwriting expertise, delegated authority capacity, and the wider Lloyd’s and London insurance markets.

We provide specialist property owners insurance for a wide range of commercial and residential risks, including vacant properties, listed buildings, multi-tenure properties, HMO accommodation, distressed risks, and asylum seeker accommodation.

Yes. Our team specialises in finding solutions for unusual and challenging property exposures where standard insurance markets may be unable to offer terms.

We have access to in-house capacity for buildings and rent up to £25 million at any one location, with additional access to Lloyd’s and London Market insurers for larger or more complex risks.

Yes. We can provide specialist property owners insurance solutions for Houses in Multiple Occupation (HMOs), including higher-hazard and non-standard residential arrangements.

We support brokers with casualty placements across a broad range of businesses, from standard trades through to higher-hazard industries and specialist operations requiring tailored liability solutions.

Absolutely. Through delegated authority arrangements and access to Lloyd’s and London Market insurers, we can help identify suitable liability solutions for businesses with challenging risk profiles.

Our focus is on helping brokers move quickly. With in-house authority and established insurer relationships, we aim to deliver fast decisions and efficient turnaround times wherever possible.

Delegated underwriting authority allows Link2Market to make underwriting decisions on behalf of insurers within agreed parameters. This can help brokers receive faster responses and quicker access to capacity.

No. While we are an independent Lloyd’s broker and underwriting agency, we also access capacity from the wider London insurance market to secure the most appropriate solution for each risk.

The information required will depend on the type of risk. Generally, we will need details of the property or business, claims history, sums insured, occupancy information, and any unusual risk features.

Property owners insurance premiums start from £250 plus Insurance Premium Tax (IPT), subject to underwriting criteria and risk details.

Yes. We understand that brokers often need quick decisions. Our market access, delegated authority arrangements, and experienced underwriting team allow us to respond rapidly to urgent enquiries.